Address:
SKCG Group, Inc.
123 Main St.
14th Floor
White Plains, NY 10601
Phone:
(914) 761-9000
(800) 922-0666
Fax: (914) 761-3749
Privacy Notice and Information on Practices SKCG Group, Inc.
SKCG Group respects you and your right to privacy and has established policies and procedures to protect it. Our goal is to provide you with superior products and services while assuring the privacy and security of your personal information. We value your trust, and we believe that you should know about the information we collect about you, the measures we take to safeguard it, and the situations in which we might share your information.
This Privacy Notice explains our policies and practices regarding your nonpublic personal information in our current records. The Privacy Notice describes only our policy and does not apply to your relationships with other financial service providers that are not affiliated with SKCG Group, such as insurance companies that SKCG Group represents or from which it obtains insurance products/services for you. Their privacy polices and information practices govern how they collect, use and disclose information about you.
Information we collect about you
We collect nonpublic personal information about you from the following sources in order to help serve your insurance needs, develop and offer new products or services , and fulfill legal and regulatory requirements:
- Information obtained directly from you ( such as what your provide on applications and other forms you submit to us, from your dealings with us and others, i.e., names, address, social security number, prior insurance information, etc...)
- Information related to your transactions with us and/or our affiliates (including your insurance coverage selections and premiums, payments and claims history, etc.)
- Information we receive from nonaffiliated parties
- Information that we receive from consumer reporting agencies (consumer credit history, motor vehicles records, claims history report, etc.)
How we use the information we have
We may use the information we have in order to provide you with complete insurance, financial and risk solutions. We do not share your nonpublic personal information with non-affiliated third parties except in the following cases:
- With service providers in order to perform a business, professional or insurance transaction authorized or directed by you (such as insurance companies, underwriting companies, agents, claims representatives, etc…)
- With joint marketers in promoting services/products you may find of value. We only provide limited information needed to perform their services.
- In the sale, purchase or transfer of assets, or other change-of-control transaction.
- As required or permitted by law.
Measures we take to protect your information
We maintain appropriate physical, electronic and procedural safeguards to protect the information we collect about you. Access to such information is restricted to employees and individuals who need to know they information to service your account or provide products and services to you. Employees who violate these confidentiality requirements are subject to our disciplinary process.
SKCG Group also maintains and protects information through security software such as virus and intrusion detection software, password protection on database access for employees, compliance audits, backup and recovery procedures and employee training.
To Review your information
You have the right to review your personal information in our records. If you believe any information in our records is incorrect, you may request in writing that the information be amended, or corrected. We will investigate and amend or correct the information you believe is incorrect if we can substantiate the error.