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    • Thomas R. Kozera
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Key Focus Industries

  • Asset Managers
  • Contractors
  • Co-ops/Condos
  • Entertainment
  • Food Processors
  • Furriers
  • Healthcare Facilities
  • Importers/Exporters
  • Manufacturing
  • Not For Profit Organizations
  • Public Entities & Schools
  • Real Estate
  • Retailers/Wholesalers
  • Technology

Public Entities and Schools

Public entities such as Towns, Villages, Fire Districts, Emergency Services organizations, Public School Districts and private schools have unique responsibilities which require special programs of insurance and Risk Management.

  • Some of the coverages available are:
  • Public Officials professional liability
  • School Board Officials professional liability
  • Police Professional liability
  • Pollution clean-up and legal liability
  • Extra Heavy Equipment physical damage
  • Volunteer worker injury and liability
  • Sex Abuse and Molestation

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